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Residential Loan Title Policy

Optional Loan Policy Endorsements
Amend Survey Exception Endorsement
Amendment of Standard Tax Exception Relating to Prior Years (R-19)
Amendment of Standard Tax Exception Relating to Taxes Not Yet Due and Payable (R-24)
Aggregation Endorsement (T-16)
PUD Endorsement (T-17)
Restrictions, Encroachments & Minerals Endorsement (T-19)
Minerals and Surface Damage Endorsement (Residential that is one acre or less and Commercial) (T-19.2)
Note: Applies to 1-4 single family that is one acre or less, office, industrial, retail, mixed use retail/residential and multi-family
Minerals and Surface Damage Endorsement (Limited to property not covered by T-19.2) (T-19.3)
Note: Applies to all properties not covered by T-19.2
Condominium Endorsement (T-28)
Note: Applies to residential condominium only
Variable Rate Mortgage Loan Endorsement (T-33)
Variable Rate Mortgage - Negative Amortization Endorsement (T-33.1)
Future Advance / Revolving Credit Endorsement (T-35)
Environmental Lien Endorsement (Residential, Condominiums, Apartments) (T-36)
Note: Applies to residential, residential condominiums, apartments and townhomes
Balloon Mortgage Endorsement (T-39)
Equity Loan Mortgage Endorsement (T-42)
Supplemental Coverage Equity Loan Mortgage Endorsement (T-42.1)
Note: Must be issued with (T-42)
Reverse Mortgage Endorsement (T-43)
Texas Limited Coverage Residential Chain of Title Policy (T-53)

The section below is for refinance transactions when paying off a loan that is not older than eight (8) years.

Renewal and Extension Credits R-8
Up to 4 years - 50% R-8 (a)
4-8 years - 25% R-8 (b)
Premium Total

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T = Insuring Form R = Rate Rule P = Procedural Rule

Disclaimer: The Rattikin Title Calculators are an Internet-based platform, which provides our customers with a user-friendly method of obtaining estimates for certain categories of settlement related costs. There may be variables that need to be considered in determining the final rate to be charged, including geographic and transaction-specific items which are beyond the functionality provided by Rattikin Title Company Calculators. All estimates obtained through the use of these calculators are dependent upon the accuracy of the information entered into the calculator. Please contact your local Rattikin Title office or agent to confirm your quote.

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