For most Americans, our home is the single largest financial investment we ever make. More importantly, it’s where we raise our families, share time with friends, live our lives. And while ownership of our home may seem very straightforward, our rights to enjoy our property aren’t always as clear.
There are literally dozens of ways in which your title to – and your ownership of – the property can be jeopardized. The title insurance industry and the policies it provides exist to ensure that title issues don’t affect your home ownership rights.
- False impersonation of the true owner of the property.
- Forged deeds, releases, or wills.
- Undisclosed or missing heirs.
- Contracts executed under invalid or expired power of attorney.
- Mistakes in recording legal documents.
- Misinterpretation of wills.
- Deeds by minors or persons of unsound mind.
- Deeds by persons who have misrepresented their marital status.
- Liens for unpaid estate, inheritance, income, or gift taxes.